Author: Brian Covert

How Landlords Can Protect Themselves With Strong Lease Agreements In Illinois

As Illinois foreclosure defense attorneys, we understand that landlords face a wide range of financial risks, particularly when rental income is crucial for paying a mortgage. Strong lease agreements are one of the most effective tools landlords can use to safeguard their property and financial security. 

Without clear lease terms, disputes with tenants can escalate into missed payments, costly litigation, or even foreclosure proceedings. Under Illinois foreclosure law, the stability of rental income plays a crucial role in helping landlords stay current on their mortgage obligations. That is why a well-drafted lease is more than just paperwork, it is a layer of protection against both tenant defaults and potential foreclosure.

Lease agreements in Illinois must comply with the Illinois Mortgage Foreclosure Law (735 ILCS 5/15-1101 et seq.), which sets forth the process for foreclosure proceedings. When tenants default or fail to pay rent, landlords may struggle to make timely mortgage payments. 

In foreclosure cases, courts often review the existence of valid lease agreements to determine rights and obligations for both landlords and tenants. By ensuring leases are properly drafted and enforceable, landlords create evidence of income streams that can be presented in foreclosure defense strategies.

Key Elements Of Strong Lease Agreements

A strong lease should include clear payment terms, provisions for late fees, guidelines for security deposits, and details regarding maintenance responsibilities. Illinois law regulates security deposits under the Security Deposit Return Act (765 ILCS 710/1 et seq.), requiring landlords of certain properties to return deposits promptly and provide itemized deductions when applicable. Compliance with these statutes not only avoids penalties but also strengthens the landlord’s position if disputes arise.

It is equally important to include terms that address default and eviction procedures. While Illinois law requires landlords to follow the Illinois Forcible Entry and Detainer Act (735 ILCS 5/9-101 et seq.) for evictions, having lease terms that define what constitutes default gives landlords additional clarity and protection.

Protecting Against Foreclosure Risks

When landlords rely on rental income to cover mortgage obligations, tenant defaults can lead to financial instability. If a landlord falls behind on mortgage payments, foreclosure proceedings under 735 ILCS 5/15-1101 et seq. may begin. Strong lease agreements can mitigate this risk by creating enforceable obligations that facilitate the collection of rent, recovery of damages, and prompt eviction proceedings if necessary.

Additionally, in some foreclosure cases, courts examine whether leases are bona fide and enforceable. A strong lease helps demonstrate the legitimacy of the landlord’s rental business and may preserve tenant occupancy rights even if foreclosure proceeds. This can protect both landlords and tenants during difficult financial times.

Frequently Asked Questions About Lease Agreements And Foreclosure In Illinois

How Does A Strong Lease Agreement Help Prevent Foreclosure?

A strong lease agreement creates enforceable obligations for tenants to pay rent on time. Reliable rental income allows landlords to meet mortgage payments, reducing the risk of foreclosure under 735 ILCS 5/15-1101 et seq. Without a strong lease, landlords may struggle to enforce tenant obligations.

What Terms Should Be Included In A Lease To Protect Landlords?

Essential terms include clear rent payment schedules, late fee provisions, maintenance responsibilities, default clauses, and security deposit rules. These provisions help landlords enforce tenant obligations and reduce disputes that could disrupt rental income.

How Does Illinois Law Regulate Security Deposits?

Under the Security Deposit Return Act (765 ILCS 710/1 et seq.), landlords of certain residential properties must return security deposits within set timeframes and provide itemized lists of deductions. Compliance with this law avoids penalties and strengthens the enforceability of lease terms.

Can A Landlord Evict A Tenant During Foreclosure?

Yes, but eviction must comply with the Illinois Forcible Entry and Detainer Act (735 ILCS 5/9-101 et seq.). Landlords must follow proper legal procedures even if they are facing foreclosure. A clear lease agreement helps define what constitutes default, making eviction proceedings more straightforward.

What Happens To Tenants If A Property Goes Into Foreclosure?

If a property is foreclosed under 735 ILCS 5/15-1101 et seq., tenants with bona fide leases may retain occupancy rights for a period of time. Having a properly drafted lease ensures tenants’ rights are recognized, while also demonstrating that the landlord maintained a legitimate rental business.

Why Should Landlords Seek Legal Guidance When Drafting Leases?

Legal guidance ensures compliance with Illinois statutes and creates enforceable contracts that hold up in court. A poorly drafted lease can expose landlords to disputes, penalties, or foreclosure risks if rent payments cannot be enforced effectively.

Call Covert Marrero Covert LLP Today

At Covert Marrero Covert LLP, we know how important strong lease agreements are in protecting landlords against foreclosure risks. Our attorneys help landlords across Chicagoland draft and enforce leases that comply with Illinois law while safeguarding their financial security.

Contact our Illinois real estate lawyer at Covert Marrero Covert LLP by calling us at (630) 717-2783 to schedule your initial consultation.. With offices in Warrenville, Schaumburg, Naperville, and Joliet, we proudly serve landlords throughout the Chicago metro area.

International Assets And Offshore Accounts In Illinois High Net Worth Divorce Cases

High net worth divorces in Illinois often involve complex financial issues that extend beyond ordinary property division. When international assets or offshore accounts are part of the marital estate, the stakes become even higher. Assets held abroad may include real estate, business interests, investment accounts, or trusts in foreign jurisdictions.

These assets present unique challenges when it comes to disclosure, valuation, and division. As Illinois divorce attorneys, we know that failing to properly account for these holdings can significantly impact your financial future. That is why it is critical to understand how Illinois divorce law treats international assets and offshore accounts in divorce proceedings.

Property Division Under Illinois Law

Illinois follows the principle of equitable distribution under the Illinois Marriage and Dissolution of Marriage Act (750 ILCS 5/503). This means marital property is divided fairly, though not necessarily equally. Assets acquired during the marriage are generally considered marital, regardless of whether they are held domestically or abroad. If international accounts or offshore investments were obtained during the marriage, the court will consider them marital property unless a valid exception applies, such as an inheritance or a properly executed prenuptial agreement.

Under 750 ILCS 5/503(d), the court evaluates several factors when dividing property, including the contribution of each spouse, the economic circumstances of each party, and tax consequences of the property division. When international assets are involved, tax implications and jurisdictional issues may weigh heavily in the court’s determination.

Disclosure And Discovery Requirements

Illinois law requires full disclosure of all assets during divorce proceedings. 750 ILCS 5/501 requires both parties to provide a financial affidavit listing all income, expenses, assets, and debts. Offshore accounts and international assets must be included in these disclosures. If one spouse fails to disclose foreign holdings, the court can impose sanctions, adjust the property division, or even award a disproportionate share of assets to the other spouse as a penalty.

Discovery tools, such as subpoenas, interrogatories, and depositions, may be used to uncover hidden or undisclosed international assets. In some cases, forensic accountants and international financial investigators may be brought in to trace funds and determine the true value of offshore accounts.

Enforcement And Practical Challenges

While Illinois courts can order the division of international assets, enforcing those orders in foreign jurisdictions may require additional legal action. Some countries cooperate with U.S. court orders, while others may not. Offshore trusts and accounts may also be structured in ways that make access more difficult. Despite these challenges, Illinois courts will consider the value of these assets when dividing property and may compensate the non-holding spouse with a greater share of domestic assets if foreign property cannot be accessed directly.

Protecting Your Financial Interests

International assets and offshore accounts require careful handling during divorce proceedings. We work with financial experts, tax professionals, and international counsel when necessary to ensure that all assets are accounted for and properly valued. By approaching these cases strategically and in compliance with Illinois law, we help protect your financial interests and secure a fair outcome.

Frequently Asked Questions About International Assets In Illinois Divorce Cases

What Counts As Marital Property If Assets Are Overseas?

Marital property includes most assets acquired during the marriage, even if they are held in another country. Unless the asset qualifies as non-marital under Illinois law, it will be subject to equitable distribution.

Do I Have To Disclose Offshore Accounts During Divorce?

Yes. Illinois law requires full disclosure of all assets, including offshore accounts. Failing to disclose foreign holdings can lead to court sanctions and an unfavorable property division.

How Does The Court Value International Real Estate?

Courts rely on appraisals and expert reports to determine the fair market value of international real estate. Currency exchange rates and local market conditions are also considered.

Can The Court Divide Assets Located In Another Country? 

The Illinois court can assign ownership or value to foreign assets, but enforcing its orders in another country may depend on that country’s laws. If enforcement is difficult, the court may adjust the distribution of domestic assets to ensure fairness.

What If I Suspect My Spouse Is Hiding Money Offshore?

If you believe your spouse is concealing funds, discovery tools and forensic accountants can be used to investigate. Courts take hidden assets seriously and may impose penalties for nondisclosure.

How Are Tax Implications Handled With International Assets?

Taxes can be complex when foreign assets are involved. The court will consider potential tax consequences under 750 ILCS 5/503(d) when dividing property, and tax professionals may be consulted.

Do Prenuptial Agreements Cover International Assets? 

Yes, a properly drafted prenuptial agreement can define how international and domestic assets are treated in divorce. Courts will generally enforce valid agreements if they comply with Illinois law.

Can I Be Awarded More Of The Domestic Property If My Spouse Keeps Foreign Property?

Yes. If international assets are difficult to divide or enforce, the court may award you a greater share of assets located in the U.S. to balance the distribution.

Are Foreign Pensions Or Retirement Accounts Included In Divorce?

Foreign pensions and retirement accounts acquired during the marriage are typically considered marital property. The court will consider their value, even if dividing them directly is challenging.

What Steps Should I Take If My Divorce Involves Offshore Accounts?

You should consult with an attorney experienced in high net worth divorces and disclose all assets fully. Your attorney may recommend involving forensic accountants or international counsel to ensure proper handling.

Call Covert Marrero Covert LLP Today

If your divorce involves international assets or offshore accounts, you need a legal team with the knowledge and resources to protect your financial future. At Covert Marrero Covert LLP, we represent clients throughout Warrenville, Schaumburg, Naperville, Joliet, and the entire Chicagoland area in high net worth divorce cases involving complex financial issues.

To ensure that your divorce is managed with the highest level of experience and attention, Warrenville divorce lawyer at Covert Marrero Covert LLP at (630) 717-2783 for an initial consultation. We are committed to protecting your rights and ensuring that international and domestic assets are addressed properly under Illinois law.

Common Title Issues In Illinois And How A Real Estate Attorney Resolves Them

At Covert Marrero Covert LLP, we frequently assist clients who are buying, selling, or refinancing property in Illinois and encounter unexpected title problems. A property title is the legal documentation that proves ownership rights to real estate. If the title is not clear, it can create serious complications, delaying or even preventing a real estate transaction from closing. Title issues can also expose property owners to future legal disputes and financial loss. Understanding the most common title problems under Illinois law and how an experienced real estate attorney resolves them is essential for protecting your investment.

Understanding Title Issues Under Illinois Law

Title issues can arise for several reasons, including clerical errors, outstanding liens, or unresolved ownership disputes. According to 765 ILCS 5/1 et seq., the Illinois Conveyances Act governs the creation, transfer, and recording of property interests. Any defect or claim affecting the chain of title can cloud ownership, impacting a buyer’s ability to secure financing, sell, or fully enjoy property rights.

Common title issues in Illinois include:

  • Unreleased Mortgages or Liens: Prior loans, unpaid property taxes, or contractor liens under the Illinois Mechanics Lien Act (770 ILCS 60/1 et seq.) may remain attached to a property, requiring resolution before a transfer.
  • Errors in Public Records: Mistakes in legal descriptions, misspelled names, or misfiled documents can compromise a clear title.
  • Boundary or Easement Disputes: Unrecorded easements or unclear boundary lines can create future conflicts between neighbors or municipalities.
  • Heirship Claims or Undisclosed Owners: If a previous owner passed away without a will or estate planning, heirs may assert ownership rights under Illinois probate law (755 ILCS 5/1-1 et seq.).

These issues can put your ownership at risk or lead to expensive litigation if not properly addressed during a real estate transaction.

How A Real Estate Attorney Resolves Title Problems

Our role as Illinois real estate attorneys is to protect your interests and ensure you receive a marketable title. We start with a thorough title search to uncover any existing defects or claims. Once identified, we take corrective legal actions, which may include:

  • Working with lenders to release prior mortgages or liens through payment or negotiation.
  • Filing corrective deeds or affidavits to fix clerical errors under 765 ILCS 5/12.
  • Quiet title actions in court settle disputes and establish clear ownership rights.
  • Coordinating with probate courts to address heirship claims or outstanding estate matters.

By resolving these issues before closing, we help ensure you receive a clean title that fully protects your ownership and prevents future disputes.

Frequently Asked Questions About Title Issues In Illinois

What Does It Mean To Have A Cloud On A Title?

A cloud on a title is any claim, lien, or defect that challenges or questions the property’s ownership. Clouds on the title must be resolved to ensure a clean transfer of ownership.

How Can Unpaid Property Taxes Affect A Real Estate Transaction?

Unpaid taxes create a lien on the property under Illinois law (35 ILCS 200/21-75). These taxes must be paid or otherwise resolved before the title can transfer to a new owner.

Can Title Issues Delay Closing On A Property Sale?

Yes, unresolved liens, boundary disputes, or missing releases from prior lenders can delay or prevent closing. A real estate attorney works to clear these issues promptly to avoid disruption.

What Is A Quiet Title Action?

A quiet title action is a lawsuit filed to establish or clarify legal ownership of a property. This action removes any competing claims or disputes affecting the title.

Why Is Title Insurance Important In Illinois?

Title insurance protects buyers and lenders from future claims or defects that were not discovered during the title search. While attorneys help clear known issues, title insurance provides long-term protection.

What Should I Do If Someone Claims Partial Ownership Of My Property?

Contact a real estate attorney immediately. Illinois law allows rightful owners to bring legal action to resolve competing claims, often through probate proceedings or a quiet title lawsuit.

Call Covert Marrero Covert LLP For Help With Illinois Title Issues

If you are buying, selling, or refinancing property and encounter title problems, you need skilled legal guidance to protect your rights. At Covert Marrero Covert LLP, our team has extensive experience resolving complex title issues under Illinois real estate law. We work to clear defects, remove liens, and ensure you have full and secure ownership of your property.

Contact our Illinois real estate attorney at Covert Marrero Covert LLP by calling us at (630) 717-2783 to schedule your initial consultation. With offices in Warrenville, Schaumburg, Naperville, and Joliet, we serve clients throughout the Chicagoland metro area and provide reliable legal solutions for your real estate needs.

Foreclosure Scams In Illinois: How To Spot Them And Protect Your Home

At Covert Marrero Covert LLP, we’ve helped countless Illinois homeowners fight to save their homes from foreclosure—and just as often, we’ve helped them avoid scams. When people fall behind on mortgage payments or face foreclosure, they become prime targets for fraudsters. These scams often promise relief, but in reality, they take advantage of vulnerable families during stressful times.

Foreclosure scams in Illinois come in many forms: bogus loan modification offers, fake foreclosure defense services, phony “rescue” agencies, and fraudulent title transfers. The legal process of foreclosure is already overwhelming. When scammers insert themselves into the picture, it only worsens the situation. We want you to understand the red flags and know your rights under Illinois law so that you can protect your property.

Illinois homeowners are protected under several laws, including the Illinois Mortgage Foreclosure Law (735 ILCS 5/15-1101 et seq.) and the Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/1 et seq.). If you’re in foreclosure or facing the threat of it, you have legal rights, including the right to receive proper notice, to respond in court, and to explore legal defenses. You also have the right to legitimate loan modification or bankruptcy relief, but no legitimate process will ever involve pressure to sign away your deed or pay money up front for “guaranteed” foreclosure help.

Red Flags That May Indicate A Foreclosure Scam

Upfront Fees – Be wary of anyone who asks for money before providing a service. In Illinois, it’s illegal for foreclosure rescue companies to collect fees before performing work under 765 ILCS 940/5.

“Guarantees” Of Stopping Foreclosure – No lawyer or agency can guarantee they will stop a foreclosure. Foreclosure is a legal process that must follow court procedures, and outcomes depend on your specific circumstances.

Requests To Transfer Your Deed – If someone says you need to sign over your home to avoid foreclosure, stop. Deed theft is a common scam. Signing over your deed could mean losing your home permanently.

Unlicensed or Untraceable Companies – Always verify whether someone offering help is a licensed attorney, HUD-certified housing counselor, or registered nonprofit. Scam operations often use fake names and untraceable phone numbers.

Pressure To Act Immediately – Scammers often use urgency to force homeowners into bad decisions. Legitimate foreclosure defense attorneys will walk you through your legal options, not rush you into signing anything.

Frequently Asked Questions About Foreclosure Scams In Illinois

What Should I Do If I Think I’ve Been Scammed?

If you suspect you’ve fallen victim to a foreclosure scam, contact a foreclosure defense attorney immediately. We can assess the situation, report the fraud to the Illinois Attorney General’s Office, and determine whether we can reverse any damage done.

Can I Stop Foreclosure Through A Legitimate Loan Modification?

Yes, a loan modification is a valid legal option under federal and Illinois law. Your lender may offer modified payment terms, and you can also apply through government programs. Be cautious and work directly with your lender or a qualified attorney, not a third party charging fees.

Are All Foreclosure Assistance Companies Scams?

Not all of them, but many operate illegally. In Illinois, only HUD-approved housing counselors, licensed attorneys, and certain nonprofits are legally permitted to provide foreclosure assistance. Avoid anyone offering services without credentials or who cannot clearly explain their process.

What Are My Legal Rights During Foreclosure In Illinois?

Under 735 ILCS 5/15-1504, you have the right to be served with a foreclosure complaint and to respond in court. You may have legal defenses, such as improper notice, mortgage fraud, or unfair lending practices. A foreclosure defense attorney can file the proper responses and motions to protect your interests.

How Long Does The Foreclosure Process Take In Illinois?

Foreclosures in Illinois are judicial, meaning they go through the court system. The process can take several months or longer, depending on the county and whether you fight the case. During that time, you have options for defending against the foreclosure or negotiating a solution.

Can I Lose My Home If I Work With A Scammer?

Unfortunately, yes. Some scams involve convincing homeowners to sign away ownership of their homes without realizing it. Others promise to make payments on your behalf, but instead pocket your money. Once the scam is uncovered, it may be too late unless you take immediate legal action.

What If Someone Promises To Fix My Credit And Stop Foreclosure?

Be very cautious. Some scams falsely advertise credit repair or foreclosure prevention services. 

These companies often do nothing after collecting a fee. Real legal services involve a thorough review of your loan documents, court filings, and financial options—not generic promises.

Call Covert Marrero Covert LLP To Protect Your Home From Scams

At Covert Marrero Covert LLP, we know what’s at stake when you’re facing foreclosure—and we know how to stop the scammers in their tracks. Our team has represented homeowners across the Chicagoland area and held fraudsters accountable. We take your case seriously because we understand that behind every file is a family and a future.

Don’t trust your home to false promises. If you’re worried about foreclosure or think you’ve been targeted by a scam, call us today. We will review your situation and help you take the right legal steps.

Contact our Illinois foreclosure defense attorney at Covert Marrero Covert LLP by calling us at (630) 717-2783 to schedule your initial consultation. We have law offices in Warrenville, Schaumburg, Naperville, and Joliet, and we proudly serve clients throughout the entire Chicagoland metro area.

Can You Stop A Foreclosure With A Loan Modification?

As Illinois foreclosure defense attorneys, we often hear from homeowners who are overwhelmed and worried about losing their homes. Many are surprised to learn that a loan modification can, in some cases, stop a foreclosure in progress.

It’s important to understand that while loan modifications are not guaranteed, they are a powerful legal tool that can help homeowners stay in their homes and avoid a sheriff’s sale—if the process is handled correctly and within the legal timeline.

Under Illinois law, foreclosure is a judicial process. That means your lender must go to court and obtain a judgment before your home can be sold. During this process, you do have legal rights and options. One of the most common and effective ways to try to halt foreclosure is by applying for a loan modification—a change in your mortgage terms that lowers your payment and allows you to catch up on missed payments over time.

According to the Illinois Mortgage Foreclosure Law (IMFL), 735 ILCS 5/15-1101 et seq., once a foreclosure has been filed, homeowners still have the opportunity to work with their lender. Section 735 ILCS 5/15-1508(d-5) specifically addresses situations where a borrower is actively pursuing loss mitigation, including loan modifications. If you have submitted a complete application for a loan modification and your lender is reviewing it, the court has the authority to delay a foreclosure sale to give the process time to be completed.

However, timing is critical. If you wait until the last minute or submit an incomplete application, the court may allow the foreclosure to proceed. That’s why it’s important to apply early, respond promptly to requests for documents, and ensure the lender complies with both federal and Illinois foreclosure guidelines. If your application is still pending review, we can request a stay of sale or oppose a motion to confirm the sale based on ongoing loss mitigation efforts.

Another benefit of applying for a loan modification is the temporary protection it can provide under federal mortgage servicing rules. Most lenders are prohibited from moving forward with a foreclosure sale while a completed application is under active review. This protection, when paired with the Illinois foreclosure process, can give you valuable time to explore all available options.

We work closely with clients to assess eligibility, prepare accurate and complete modification packets, and ensure that your legal rights are protected during the foreclosure process. A loan modification is not always the right solution, but it can be a meaningful lifeline when used strategically.

Frequently Asked Questions About Stopping Foreclosure With A Loan Modification

Can A Loan Modification Really Stop A Foreclosure In Illinois?

Yes, in many cases a loan modification can stop a foreclosure. If your lender agrees to a modification, the foreclosure lawsuit is often paused or dismissed. Even if the modification hasn’t been approved yet, the court may delay the foreclosure sale if you have submitted a complete application and are waiting for a response. Under 735 ILCS 5/15-1508(d-5), this delay can be legally supported if loss mitigation efforts are ongoing.

What Happens If I Apply For A Loan Modification But The Lender Doesn’t Respond?

If your lender is ignoring a valid, complete loan modification application, that could be a violation of servicing rules and court procedures. We can bring this to the judge’s attention, especially if a sheriff’s sale is scheduled. Illinois courts recognize the importance of good faith efforts in foreclosure cases, and we may be able to request a delay or sanctions against the lender depending on the facts.

Can I Apply For A Loan Modification After The Foreclosure Case Has Already Been Filed?

Yes. You can still apply for a loan modification even after foreclosure has started. However, your chances of success improve the earlier you act. Once a sale has been scheduled, time becomes limited. That’s why we recommend submitting your application early and making sure it’s complete. The court may grant you time if you show that the lender is reviewing your application in good faith.

What Is Considered A “Complete” Loan Modification Application?

A complete application typically includes income documentation, tax returns, bank statements, a hardship letter, and any other forms the lender requests. Missing documents can result in a denial or delay. Under both federal rules and Illinois court practices, only complete applications are entitled to foreclosure protections. We help clients ensure nothing is missing before submission.

Will I Automatically Get A Loan Modification If I Apply?

No. The lender reviews your financials to determine if you qualify under their guidelines. They may deny your application based on income, expenses, or if you’ve already had a modification in the past. That said, we work to present your information clearly and advocate for approval when you meet the criteria. We also review any denial for possible legal errors.

What If The Lender Schedules A Sheriff’s Sale While I’m Waiting For A Decision?

If your application was complete and submitted within the required time frame, we can file a motion to stop or postpone the sale. The court may intervene if there is proof that the lender received your application and did not properly delay the sale. Timing is critical—if you wait too long, the sale may still occur.

Can I Still Apply For A Loan Modification After A Foreclosure Sale Has Been Scheduled?

You can apply, but your options are limited once a sale date is set. The lender is not required to stop the sale unless the application is complete and received at least 37 days before the scheduled date under federal servicing rules. After that point, only court intervention or a temporary restraining order might stop the sale.

Will A Loan Modification Reduce The Amount I Owe?

Not always. Most modifications focus on reducing your monthly payment by extending the loan term, lowering the interest rate, or adding missed payments to the end of the loan. Some government programs may offer principal reductions, but these are rare. The main goal is to make the loan affordable going forward.

How Long Does The Loan Modification Process Take?

It depends on the lender and how quickly you provide the requested documents. Most loan modifications take 30 to 90 days. During that time, the foreclosure process may continue in court, but a completed application often pauses the sale if protections are in place.

Do I Need An Attorney To Apply For A Loan Modification In A Foreclosure Case?

It’s highly recommended. Lenders may mishandle documents or ignore valid applications. An attorney can ensure the court is aware of your situation, submit motions to delay or stop the sale, and hold the lender accountable. Legal representation also ensures that you don’t miss critical deadlines or give up valuable rights.

Take Action Before It’s Too Late—Call Covert Marrero Covert LLP Today

If you’re facing foreclosure and want to explore whether a loan modification can help, we’re ready to assist. At Covert Marrero Covert LLP, we guide Illinois homeowners through every step of foreclosure defense with clear, strategic legal support.

Don’t wait until your home is days away from a sheriff’s sale. Contact our Illinois foreclosure defense attorney at Covert Marrero Covert LLP by calling us at (630) 717-2783 to schedule your initial consultation. We have offices in Warrenville, Schaumburg, Naperville, and Joliet, and we proudly serve homeowners throughout the Chicagoland metro area.