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What You Need to Know About Chapter 7 Bankruptcy in Illinois

Filing for bankruptcy is never a pleasant experience, but with a professional attorney by your side, the process can be simplified. Here are some things you need to know about filing for Chapter 7 Bankruptcy. If you file for bankruptcy in Illinois, you can make sure some of your property remains safe with certain exemptions. For instance, when you file Chapter 7 bankruptcy, the trustee can sell off property that is not exempt and use the money to pay off creditors, utility bills and loans. However, before you opt for this, you should determine ...

Penalties in Illinois DUI Offenses

You don’t want to be caught driving under the influence (DUI) of alcohol in Illinois. State laws are quite strict and are enforced to ensure public safety. Penalties range from hefty fines to jail time, which can increase if the offense is repeated. How You Can Be Convicted of A DUI In Illinois, you can be charged with a DUI for: Driving under the influence of alcohol Refusing to submit to a BAC or breath alcohol concentration test Having a BAC of 0.08% or higher Being under the influence of drugs or a combination of alcoholic beverages to t...

What You Need to Know About Foreclosure Laws in Illinois

Foreclosure proceedings across the U.S. are based on a complex framework, which works around specific rules, laws and regulations. In Illinois, these are determined by the Illinois Code of Civil Procedure 735 ILCS Article 5, which deems lenders can sue borrowers who do not pay on time. Many issues – including divorce to the death of a loved one, may have prevented you from making your mortgage payments on time, but that doesn’t mean you cannot fight it. As a borrower, you need to understand how the process works, as this will help y...

What to do When Charged With a DUI

Alcohol-impaired driving or driving under the influence (DUI) results in a traffic injury or fatality every 48 minutes, according to the U.S. Department of Transportation, National Highway Traffic Safety Administration (NHTSA) and the Insurance Information Institute. According to the Federal Bureau of Investigation, more than a million drivers were arrested in 2017 for DUI, which is an arrest every 215 licensed drivers across the United States. That’s why drivers should adherence to state laws and a blood alcohol concentration (BAC) level of ...

Reasons Not to Buy Foreclosure Property as Real Estate Assets

When an owner or homeowner defaults on mortgage payments, or when they are unable to repay their debts, their home is sold and considered as a foreclosure property by the bank, or mortgage lender to whom debts are due. To a real estate property investor, a foreclosure home can serve two purposes that include buying at a lower price as an investment and reselling it later at a higher price, or getting a new home at a cheaper price than the market equivalents. However, buying a foreclosure property can come with some pitfalls that need careful a...

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