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Frequently Asked Questions about Illinois Divorce Laws

In Illinois, divorce is referred to as Dissolution of Marriage and the decision should not be taken lightly. Here are some frequently asked questions and their answers about divorce laws in Illinois you should be aware of: Q. Does Illinois Have A Residency Requirement? A. Yes, it does. You can only file for divorce in Illinois if you have lived in the state for the past 90 days. This includes members of the armed forces. Also, if you want the court to get involved when it comes to child custody and visitation rights, you need to make certain yo...

Your Basic Guide to Purchasing Real Estate in Illinois

The process of buying a home in Illinois has become increasingly complex over the years. While retaining a skilled real estate attorney from the start is a good idea, you should also familiarize yourself with the steps of the buying and selling procedure. Here are some things you need to know. The Residential Purchase and Sale Agreement Defines Parameters The Illinois Residential Purchase And Sale Agreement is a binding contract, which binds a seller and buyer into a legal agreement. It allows both to negotiate terms of the agreement with aid f...

Warning Signs That Should Make You Consider Filing For Bankruptcy

You may find yourself without a job and are now overwhelmed with debt you have no hope of paying off. If this sounds like a situation you have gotten yourself into, you might consider filing for bankruptcy. Before you reel back in shock, consider the fact that this may be the best financial decision you can make. If you still think you are financially sound, ask yourself these questions: Do you spend more time on the phone with debt collectors than your family? Do you only make minimum payments on your credit cards? Do you use your credit card...

3 Ways to Drink Responsibly and Avoid a DUI

It can happen to anyone. You go out to have fun, lose track of the drinks you consumed, and before you know it, it’s time to head home. If you don’t do the responsible thing and call an Uber or ask a friend to drop you at your place, you will face a hefty DUI charge if you get behind the wheel. Illinois law is strict with offenders and merciless with repeat offenders. The trick is not to get so drunk that you become a hazard on the road. Here are some tips on responsible drinking that can prevent that from happening: Don’t Drink When You ...

The Role of Deficiency Judgments in Foreclosures

The foreclosure process in Illinois or any state, can be a long and tiring endeavor. As a borrower, you may have to deal with financial difficulties – even after it is over and done with. Lenders can also put a deficiency judgment against you to acquire outstanding funds of the loan after the foreclosure. What are Deficiency Judgments? Lenders seek deficiency judgment when the owed debt is higher than the sale price of a foreclosed property, which will not cover the amount of debt you owe. The court may tell you to make this payment if th...

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