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What to Do When You Have a DUI Charge

Like all states in the U.S., Illinois has strict Driving under the Influence or DUI laws. Illinois has an Implied Consent Law, where drivers agree to abide by the rules and regulations under the law as a condition to be allowed and licensed to drive. In Illinois, any individual who has physical control of any vehicle has implicitly given consent to provide a blood, urine and breath sample to a police officer to test for DUI. Furthermore, the state of Illinois has a Zero Tolerance Policy for underage minors suspected of DUI. How to Deal with You...

How to Prevent Legal Issues when Buying or Selling Real Estate

The real estate market in Illinois is competitive, which means there is a lot that goes into each real estate transaction. Whether you are a first time buyer, or you have previous experience of buying or selling a property, you will need an experienced real estate attorney to help you navigate the complex world of real estate. One of the biggest concerns for people is whether they will be approved for financial assistance from a bank or a financial institution. Closing a deal on a property is a big achievement. It’s essential you are prepare...

Foreclosure Defense: Legal Terms You Should Know

Foreclosure refers to a legal process when a financial institution or lender initiates legal action against the borrower in order to recover the unpaid amount of mortgage loan. This legal action usually takes place after the mortgagor (or lendee) has stopped making payments as per their loan arrangement. The objective of foreclosure is to sell the property, which was offered as collateral for the mortgage. If you are facing foreclosure, it can be extremely beneficial for your case to hire an experienced foreclosure defense lawyer. It is critic...

How Can A Short Sale Save Your Credit Score?

A short sale is an arrangement when a homeowner, who is facing a financial crisis, is having difficulty keeping up with their mortgage payments. As an alternative to agreeing with the mortgage company or another lending institution to foreclose on their home, an individual can instead apply for permission to sell their house for less than its market value. Typically, the lender will then discharge the remaining amount. A short sale allows both the lender and the homeowner to avoid a foreclosure which can prove to be quite costly for both partie...

All You Need to Know about a Real Estate Lien

When it comes to purchasing a home, the difficult real estate terminologies can often confuse many people who are looking to buy a house, making the process more complicated and complex. Though a person may hire a realtor and a real estate lawyer to protect their interests, it is important that they familiarize themselves with the basics. One of the terms which mostly puzzles the buyers is ‘lien’. What is Lien? A Lien is a claim that an individual or entity has on a residential property with respect to the unpaid bills of the homeowner. Whe...

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