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What You Need to Know About Child Custody in Illinois

Determining child custody in Illinois can be one of the most emotionally charged and complex parts of the process. While mothers used to have an unfair advantage in custody cases, today, both parents have an equal opportunity to win. In a divorce proceeding, there are no winners, only broken families. During a case, the judge makes a decision based on the child’s best interests and it differs from case to case. Who Can Ask For Child Custody In Illinois? Either parent can ask for custody of their children or they may agree to joint custody. Yo...

Real Estate: What Should A Tenant Do in Case of Toxic Mold?

Is Mold Bad For Your Health? All forms of mold are not dangerous for the health of an individual, but there are certain types of mold that may cause harm to tenants and render the property inhabitable to live. Mold can have a detrimental effect on the health of tenants residing in the affected property. Damage may increase gradually, therefore, the longer the person remains in the affected unit, the higher the amount of damage will be on their health. The consequences can be quite severe and may cause a person to develop serious health problems...

How Home Loan Modification Lawyers Can Help You Keep Your Home During The COVID Pandemic

Why Hire A Home Loan Modification Lawyer Home loan modification lawyers understand that Covid-19 has shut down several businesses leading to an unprecedented rise in unemployment rates. Naturally, if you don’t have a job, how can you be expected to pay your mortgage? That is a dilemma several homeowners are facing, with many on the way to foreclosure. However, you can avoid closure by hiring a home loan modification lawyer. What Is A Home Loan Modification? A loan modification is basically an agreement that you form with your lender to change...

How Long Does a Foreclosure Stay on Your Credit Report?

A foreclosure on your assets can be the absolute worst thing that can happen to your credit report. However, if you default on your mortgage one too many times, you will have no choice in the matter. What is devastating is a foreclosure can remain on a credit report for seven (7) years from the date of the first missed payment. It can seriously bring down your credit score as well, which can compromise your ability to get a loan in the future. Typically, a default notice arrives in 60 or 90 days when you fall behind on your mortgage payments. A...

3 Considerations You Should Make Before Buying a Short Sale in Illinois

Short Sale Indiana When a property sells for less than the full amount owed, that means it has been ‘sold short’ or is a short sale. The process is known for being a great option for homeowners who wish to sell a property that has fallen in value. It is a good way to avoid foreclosure as well as all of the problems that come with it. Each short sale is different and has several outcomes. To ensure you benefit from positive ones, here are some things you should do when you are searching for a short sale to buy: 1. Locate the Ideal Prope...

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